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Jacob  57, Arrived in USA in 1983 from Israel. Work experience: Insurance agent, Business loan officer, financial and credit consultant for more then twenty-one years in the state of California.

Was an owner of three small businesses, which was sold later for a better investment.
Educated from Columbus University of picayune, Mississippi, USA.

He is holding his bachelors degree in: Total Quality Management, and a Master degree MBA, in: Total Quality Management.  He also studies a computer science in Grantham College of engineering, in Slidell, Louisiana.

At the present time Jacob is a semi retired and write business books. Live in a lovely town of Lake Los Angeles, California.